Free Research Membership

Everything you need to know before you join.

The Quick Summary

1. 1. The Value Exchange

   Your Base Membership is free. In exchange, you agree to participate in the M4SaaS Research Project. We provide the tools; you provide the anonymized data that helps us study how to make global finance easier for everyone.

2. 2. Your Privacy is Paramount

   We collect data like your budget and currency needs to build our research Data Mass. Your personal identity is anonymized and decoupled from your financial entries. We study the numbers, not you.

3. 3. You Own Your Data

   You own your raw information and can take it with you. My4lio owns the Derived Insights — the predictive models our research creates from aggregate community data.

4. 4. We're Growing Together

   Because this is a research project, things will change. We'll add new features and eventually offer Premium levels with deeper insights and third-party bank syncing.

5. 5. No Surprises

   We promise to keep you updated on our progress, project status, and any notable benefits we find in the My4lio community portal.

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